Top 10 tips to improve your credit score
1. Review your credit file You can request your credit file for free via mycreditfile.com.au. Let us know if you would like us to take a...
When should I refinance my mortgage?
So when should you refinance your mortgage? Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past,...
What loan is right for me?
There are many home loan options available. These may include the payment type (eg. ‘principal and interest’ vs ‘interest only’ payments)...
Family Home Guarantee - supporting single parents
The Family Home Guarantee aims to support eligible single parents with at least one dependent child in purchasing a family home,...
First Home Loan Deposit Scheme - Take 2
The federal government has doubled the number of openings for its popular First Home Loan Deposit Scheme. When the scheme started in...
What is the most important factor when applying for a loan?
As brokers we are constantly asked; What is the interest rate? How cheap of an interest rate can you offer? But if we go with EXAMPLE...
Loans for vacant land
Whether you are buying land for an immediate build, as an investment or for a ‘one day I will build and live here’ dream, a vacant-land...
Selling your home? Here are the first steps to take
There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off...
What does an interest rate drop mean for your borrowing power?
When calculating your borrowing power banks use what is called an assessment rate. This is calculated by combining their current standard...
What is Lenders Mortgage Insurance (LMI)?
Not to be confused with mortgage protection insurance (which is designed to protect the borrower), LMI is insurance that covers the...
